Bankruptcy - the word carries a heavy stigma; the notion of irresponsible people running up credit card debt for luxury items then filing for bankruptcy to avoid paying for them. But people who have gone through bankruptcy tell a different story. Losing a job, a medical emergency or divorce drastically can alter a person’s financial picture. Larry Pollock went from having a successful restaurant in Estes Park to literally losing everything - his home, retirement fund, health insurance - because he filed for Chapter 13 bankruptcy four years ago …. [read more]